For additonal information call : 340-777-4848

About us

Baker Magras and Associates, Inc. (BMA) was founded in 1998 by Steve Baker and Josephine Magras who believed the USVI needed a specialty agency that concentrated on group health insurance and employee benefits. BMA has since become the leading group health insurance agency in the USVI representing over 325 commercial policyholders including many flagship USVI businesses. We are licensed with all of the major carriers doing business locally and specialize in all areas of the group industry.

Steve has been in the life and health insurance industry since 1975. A native of South Carolina and a graduate of the College of Charleston, Steve is a Chartered Life Underwriter and moved to the USVI in 1995. Steve is principally involved in client service and renewal retention.

Josephine was raised in St. Thomas and became the only locally Registered Health Underwriter in 2002. Josephine is the General Manager charged with running internal business operations, infrastructure, and claims management.

Kevin Likens, a Florida native and graduate of the University of Florida, moved to the USVI in 2011 to join BMA after 10 years in the industry with Allstate Benefits. Kevin’s primary focus is client retention, business development and marketing.

BMA has three very knowledgeable Account Managers with over 30 years combined experience. Raised in the USVI, Dede Donovan, Khisha Shelford and Arelis Burgos are especially familiar with our diverse community. Each manage over 100 accounts and are directly involved with our policyholders regarding daily administration, account management and employee information.

BMA prides itself on SERVICE and are passionate advocates for our clients. Our mutual goal is always to obtain the best possible combination of benefits and cost.